This is Financial Literacy Month in Canada. Do you have the necessary knowledge to deal with over-indebtedness?
Pier-Paul Belzil-Lacasse, Lead Senior Manager and Licensed Insolvency Trustee explains the importance for everyone to have the knowledge, skills and confidence to interpret financial information and make informed decisions. They will be more self-sufficient and less likely to fall into the over-indebtedness trap.
It’s also important to know the difference between want and need and to have the discipline to build a financial cushion, which, ideally, should be at least six months of salary to handle unforeseen situations such as illness, job loss, separation.
The new Tax Planning Guide is available. Discover how it can help with tax planning and filing your tax returns.
For the 35th year, our experts have examined the numerous federal and provincial tax measures and prepared this complementary 2018-2019 Tax Planning Guide to help you find your way through the tax maze.
Taxes are a complex issue. Few documents present a comprehensive compilation of the most recent tax information to help individuals and managers avoid unpleasant surprises.
Each section starts with new developments for the fiscal year in Canada, with details for Quebec, Ontario and New Brunswick.
Optimized for mobile devices
You can access the Tax Planning Guide at rcgt.com/tax-planning-guide anytime on all digital platforms to efficiently find clear answers to your tax questions, making it easier to prepare your tax returns.
Our firm has been serving local managers for over 70 years. We are proud to offer this publication and our clients are very appreciative of the information in this vital tool for taxpayers.
If you need more help, do not hesitate to use taxō, a straight-forward online tax return service with experts who quickly help you maximize your tax credits.
National Bank and BDC are partnering with Raymond Chabot Grant Thornton to offer Operio to their SME clients
The solution allows entrepreneurs to free themselves of daily administrative and accounting tasks by having access to cloud accounting and expert advice of numerous professionals
Montreal, November 27, 2018 – National Bank and the Business Development Bank of Canada (BDC) are partnering with Raymond Chabot Grant Thornton to offer to their clients Operio, an integrated accounting and advisory service for SMEs.
Launched in 2017, Operio allows entrepreneurs to free themselves of daily administrative and accounting tasks in order to focus on growing their business with innovative technology solutions and the expert advice of professionals.
This new association creates synergy between banking services, financing solutions, consulting services and cloud accounting to better support entrepreneurs. Clients and local businesses will now have access to a host of new services tailored specifically to their needs while benefiting from an integrated, secure, intuitive and mobile technology platform.
“Entrepreneurs are very important to National Bank. We are pleased to offer them a simple, fast and efficient solution that will allow them to devote more time to growing their business. We firmly believe that they will find Operio very beneficial. The platform includes several tools that will lighten their daily workloads and allow them to track their operational performance in real time,” stated Stéphane Achard, Executive Vice-President, Commercial Banking and Insurance at National Bank.
“As a bank devoted exclusively to entrepreneurs, BDC is continually seeking innovative ways to improve timeliness, quality and user experience of its banking services,” explains Pierre Dubreuil, Executive Vice-President, Financing. “Operio is well aligned with this approach. It also provides businesses with strong financial and accounting management that’s essential for long-term success.”
Operio is quickly becoming a platform of choice for Quebec entrepreneurs. The service connects businesses with personalized financial management assistance and greater access to financing in order to support their growth.
“By combining the strengths of our three organizations, we are able to develop a digital offer that meets entrepreneurs’ needs. They will now have access to customized, specific and advanced expertise to support their growth every step of the way,” says Pierre Garant, President of Operio and partner and national assurance leader for Raymond Chabot Grant Thornton.
About National Bank of Canada
With $258 billion in assets as at July 31, 2018, National Bank of Canada, together with its subsidiaries, forms one of Canada’s leading integrated financial groups. It has more than 23,000 employees in knowledge-intensive positions and has been recognized numerous times as a top employer and for its commitment to diversity. Its securities are listed on the Toronto Stock Exchange (TSX: NA). Follow the Bank’s activities at nbc.ca or via social media such as Facebook, LinkedIn and Twitter.
BDC is the bank devoted exclusively to entrepreneurs. It promotes Canadian entrepreneurship with a focus on small and medium-sized businesses. With its 123 business centres from coast to coast, BDC provides businesses in all industries with financing and advisory services. Its investment arm, BDC Capital, offers equity, venture capital and flexible growth and transition capital solutions. BDC is also the first financial institution in Canada to receive B Corp certification. To find out more, visit bdc.ca.
About Raymond Chabot Grant Thornton
Founded in 1948, Raymond Chabot Grant Thornton has become a Canadian leader in the areas of assurance, tax, advisory services and business recovery and reorganization, with more than 2,500 professionals, including approximately 200 partners. Together, Raymond Chabot Grant Thornton and Grant Thornton LLP, another Canadian member firm of Grant Thornton International Ltd, comprise more than 4,400 professionals and close to 170 offices across Canada to help Canadian organizations achieve their full growth potential both locally and globally. Grant Thornton International Ltd provides clients with the expertise of member and correspondent firms across more than 135 countries and more than 50,000 professionals.
Created in 2017, Operio is a subsidiary of Raymond Chabot Grant Thornton that provides an innovative, cloud accounting technology and consulting services for SEMs. Now an established player in the entrepreneurial market, Operio offers integrated services so entrepreneurs can dispose of their daily accounting and administrative tasks to focus on growing their businesses. Operio provides an integrated, secure, intuitive, collaborative, simplified and mobile technology platform, making it possible for entrepreneurs to track their results in real time.
For more information:
Senior Manager, Public Affairs and Corporate Social Responsibility
E. [email protected]